We've had all the documents returned to us as the certificates haven't been certified by a JP, we would have bloody done that had it actually said that every piece of supporting documentation needed to be certified!!!!! We've now been rushing around trying to find a JP close to where we are who can sign the sign the certificates all 13 of them and also everything else that won't be accepted otherwise.

So now we've got everything certified we need to re-apply and make a second payment as the other is now being re-funded and post off again and start the waiting game one more time.