One of Reagan's favorite activities is taking photos of different wildlife. While hiking Mombacho Volcano, there was a small area that had some of those funky little Central American frogs. The last time we saw one was while rafting in Costa Rica about 15 years ago. This frog is so cool looking, and can fit on your finger!

One of the charities our family is involved with is KIVA (www.kiva.org). Kiva is a micro-finance lending site. It's basic premise is - better to give a hand up, than a hand out. People have the opportunity to lend small amounts of money to either small entrepreneurs, or social projects. Groups of small funds are pooled together to fund a single project. Kiva lenders provide their funds at zero interest. It is not a donation - just a chance to use our money ...