Lise Danino Gøy å ( endelig ) lese litt om opplevelsene fra Guatemala, gleder meg til neste blogg..men vil heller at opplevelsene skal komme tettere enn bilder/blogging. God tur videre, vær forsiktige!!

Ellen Christine Labori Artig å lese, dere har det fint og det er bra

Chunnya I have had Medicare since about 1999/2000. Medicare pays 80% of what they consider is senroaable cost. Believe me that isn't much. For example: Suppose I have a bill of $1000. Medicare determines that senroaable cost is $400; they pay 80% of that. And even though I have a private insurance which supplements Medicare, Medicare still sets the senroaable cost which means in my example that my private insurance will pay 20% of $400. Whoever performed the service (doctor, hospital, whoever) is out $600. When my doctor retired about five years ago I called four places which wouldn't take me on as a patient because I have Medicare.Even though private insurance companies are in it for profit, because they charge much higher premiums than the government does for Medicare, they can afford to pay more out because of those higher premiums. It's truly a case of you getting what you pay for.Because I don't work, Medicare is primary and my Blue Cross/Blue Shield is secondary so Medicare sets the reimbursement rate. Secondary insurers REQUIRE that a person be entitled to Medicare if they are eligible to cut down on the costs of the secondary insurance.If I didn't have Medicare and I wasn't eligible for it, my Blue Cross/Blue Shield would be reimbursing my doctors and hospitals at a much higher rate than what Medicare does.Now why doesn't everyone in the United States have Medicare? The insurance companies wouldn't stand for it and the medical community would be backing them up. Our representatives and senators wouldn't dare extend Medicare to all Americans!Frankly I think Medicare should be extended to everyone with increased premium rates and higher payments to providers of services and it could be administered through the private companies. But who am I?

Mikele Hola soy un comprador sadiuo de las botas de hombre de caf1a corta pero desde hace varias compras dedichas botas e notado que las suelas resvalan muchisimo en suelos humedos , tengo tambien unas sandalias panama y estas no resvalan nada.Pense que era por algunproducto de limpieza de suelos pero pero en las acera de mi ciudad es aun peor.Por favor que puedo hacer para que esto no me vulva a pasar.

Felix The simple asnewr is Freedom of Choice. First of all you must understand that there is a great deal of fraud involved with Government run Medicare. Scam artists regularly milk Medicare out of BILLIONS of dollars. Private insurance companies are out to make a profit and therefore investigate the claims much better.It should also be noted that Medicare has approx $1100 deductible each year for hospital coverage and $162 per year for Outpatient deductible. After that the member is responsible for 20% co-insurance. Add to that the fact that there is no routine dental coverage, no routine vision coverage and no prescription drug coverage.Private plans are requires by law to follow federal guidelines that either meet or exceed original Medicare coverage. Most of them far exceed these guidelines. Many plans offer dental, vision part d coverage and even health and wellness, transportation and/or fitness classes (health club memberships)The private insurance companies receive a set monthly per member fee as determined by our federal government and not a percentage. If this amount is less than the cost of care for a certain individual the insurance company is liable to pay with no additional reimbursement.Insurance is actually defined as pure-risk but closely monitored by underwriters. They have an idea of what health care costs but there are so many variables that there is no clear cut number that can actually be obtained. It is all based upon estimates.Private insurance competes for more business and thus offers additional benefits and lower co-payments in order to entice more people to join their plan. We can all keep blaming the big bad insurance companies or give the reigns over to the government who will dictate what we deserve and what they feel we need. What a novel idea. Our government thinks they are more intelligent than we are and has decided that we are too stupid to decide what is best for ourselves.With all of that being said. Everyone still has a choice to have original Medicare or choose a private plan. Medicare advantage is growing at an incredible pace and there are over 11 million seniors and growing who have made this choice. I will side with Seniors on this one. They know what works because they use these programs every day. Not everyone will ever have the same opinion but the overwhelming majority of seniors will tell you quit screwing with my Medicare They like what they have

Hemanthkumar Se5 bra at dere har bestemt dere for e5 gjf8re ting dere har lyst til! Tror det kan ve6re lurt Ne5 skal ikke jeg virke kmpjee nerd, men det ser litt ut som de solbrillene den apen har tatt er fra hm? . haha

Edilson Love it...always amazing to me to see how kids can rellay sleep anywhere! We haven't done in traveling in Central or South America YET...but hope we can make it with our kids in the future. Looks like a lovely beach walk.