Jean
PengyThe late payments will not come off your rroept for 7 years after the last payment. Your bankruptcy stays on your rroept for 10 years.See if you can get a card even if it has a yearly charge use it sparingly (less than 30% of the limit) and pay it off every month, Or see if you can get a small loan, put it in a savings account (do not use it) make payments above the amount stated and pay off early. Pay all your bills on time do not let anything go 30 days late, thats when you get hit with a negative. Building your credit back up takes time and diligence there are no quick fix answers.
Jean PengyThe late payments will not come off your rroept for 7 years after the last payment. Your bankruptcy stays on your rroept for 10 years.See if you can get a card even if it has a yearly charge use it sparingly (less than 30% of the limit) and pay it off every month, Or see if you can get a small loan, put it in a savings account (do not use it) make payments above the amount stated and pay off early. Pay all your bills on time do not let anything go 30 days late, thats when you get hit with a negative. Building your credit back up takes time and diligence there are no quick fix answers.